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Small Business Package Insurance in Naples, FL
Providing big-time protection to every small business

Protection Despite Life’s Twists and Turns

Just because your business is small doesn’t mean you think about it less. In fact, small business owners tend to worry more because with limited funds and inventory, they have a lot to lose in the event of an accident or disaster. Keep your company secure with small business package insurance that fully protects it from life’s most expected -as well as unexpected- hazards. Then rest assured with the knowledge that your policy is there to support you no matter what the future brings your way.

Affordable Coverage You Can Count On

From managing the costs of general upkeep to having to rebuild most of your commercial property after a serious loss, you’ll want a policy that reasonably safeguards your property and merchandise in every situation. While most standard policies will cover you in the event of a recurring weather event or break in, some cheaper policies might cost you thousands more in out-of-pocket costs and fees due to significant coverage gaps you may not know you had.

That’s one of the biggest benefits of a custom small business insurance consultation. No matter your company’s size, we guarantee that we’ll find the best combined policy to fulfill all your business protection goals and keep your wallet happy.

Our Policy Recommendations Go Above and Beyond

We have over 40 years of experience insuring our business customers across Florida.


Since no two companies are alike, we recommend customizing your policy to the nature and unique demands of your small business. The types of coverage you may legally require or want to add to your policy are:

Loss of Business Income

This coverage reimburses you for lost income in the aftermath of an accident or situation that temporarily halts regular business operations.


This coverage helps you pay for parts, repairs, or replacements when your work equipment breaks down or fails.

Crime Insurance

This coverage protects your business from fraud, theft, robbery, or burglary.

General Liability

This coverage protects your business from a financial loss should you be liable for property damage or injuries to people caused by your employees, services, or general business operations on your property. It covers non-professional negligent acts.

Professional Liability

This coverage protects your business from client lawsuits based on abstract risks or alleged negligent acts, such as important errors and omissions in the services your business provides.

Employee Practices Liability

This coverage helps protect against lawsuits by employees who have experienced employment-related issues such as discrimination, wrongful termination, or harassment.


This coverage protects you from the negative effects (both legal or financial) that occur after a data breach or cyberattack on a business’ proprietary network and information.

Workers’ Compensation

This coverage helps you pay for the medical bills, treatment, and lost wages an injured employee may incur after having suffered an accident on the job.

Umbrella Insurance

This coverage offers extra protection on business assets by stepping in when other policies are maxed out.
Your Local Insurance Agency

A Local Name You Can Trust For All Your Insurance Needs

The Muzzi Group is more than an insurance brokerage. We’re our clients’ strongest advocates and most dedicated advisors, helping them reach the levels of protection they need to keep their families and properties safe since 1977. By working with us, you’ll always have access to:

Affordable Rates

Policies to fit every budget, every time. That’s the Muzzi Group guarantee!

Great Savings

We scour the market for the best deals and discounts, so you won’t have to.

Vehicle Protection

Giving you everything you need and nothing you don’t in your property coverage plans.

Comprehensive Coverage

Create the perfect liability umbrella by mixing and matching plans and providers.



Questions? Consult our handy FAQ to get even more in-depth information about the following insurance topics:

Should my small business have Business Income Insurance?
Yes, especially during these COVID times! Your business income insurance can help cover your lost income and extra expenses associated with relocating. As a small business, this insurance helps you reduce your risk as much as possible.
Is my business too small to insure?
No, most businesses are perfectly insurable and premiums are very cost-effective.
What is the difference between General Liability and Professional Liability?
General Liability covers physical risks, such as bodily injuries and property damage. Professional Liability covers more abstract risks, such as errors and omissions in the services your business provides.
How is a Business Owners Policy (BOP) different from General Liability Policy?
A General Liability Policy only covers liability losses, while a Business Owners Policy covers both liability and property losses.

What Our Customers Say

Learn more about us from our satisfied customers’ experiences. 
  • Grasshopper Group Accountant

    Choosing the right insurance coverage for my growing family had never been as easy as it was when I contacted the Muzzi Group, and I don't plan on going back!

    The Wilson Family
  • Grasshopper Group Accountant

    After shopping around for commercial insurance online and from other brokers, I was able to secure the cheapest quote fromThe Muzzi Group II Inc with the desired benefits for my business. I would recommend The Muzzi Group II Inc.

    David Thontron
  • Grasshopper Group Accountant

    When you operate and own a small business, every cent counts. So I appreciate the fact that I found an insurance broker that doesn't just care about making a profit, but also about my business' bottom line and safety in case things go south. Knowing they've got my back is priceless.

    Maximum Movers
  • Grasshopper Group Accountant

    The weather here is unpredictable. The only way you can protect the things that matter is by finding trusted insurance broker who will be with you every step of the way, and that's what the Muzzi Group is for me.

    Alan P

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