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Commercial Property Insurance in Naples, FL
Keeping a watchful eye on all your business properties

Protection Despite Life’s Twists and Turns

A person’s place of business is always top of mind, whether they’re in the office or outside of it. Keep yours secure with commercial property insurance that fully protects it from life’s most expected -as well as unexpected- hazards. Then rest assured with the knowledge that your policy is there to support you no matter what the future brings your way.

Affordable Coverage You Can Count On

From managing the costs of general upkeep to having to rebuild most of your commercial property after a serious loss, you’ll want a policy that reasonably safeguards your properties and merchandise in every situation. While most standard policies will cover you in the event of a recurring weather event or break in, some cheaper policies might cost you thousands more in out-of-pocket costs and fees due to significant coverage gaps you may not know you had.

That’s one of the biggest benefits of a custom commercial property insurance consultation. No matter if your organization is big or small, we guarantee that we’ll find the best combined policy to fulfill all your business protection goals and keep your wallet happy.


Our Policy Recommendations Go Above and Beyond

We have over 40 years of experience insuring our business customers across Florida.


Since no two companies are alike, we recommend customizing your policy to the nature and unique demands of your commercial buildings. The types of coverage you may legally require or want to add to your policy are:

Loss of Business Income

This coverage reimburses you for lost business income in the aftermath of an accident or situation that temporarily halts regular organizational operations.

Complete Value Coverage

Protection that covers the calculated value of your business property, either by looking at replacement costs (i.e. the costs to replace or rebuild the original damaged property) or the cash value so that you can rent or purchase a similar property somewhere else. It might include your building, furniture, equipment, signage, and external structures such as fences or installations.


This coverage helps you pay for parts, repairs, or replacements when your work equipment breaks down or fails.


This coverage helps you pay for stolen, damaged, or lost inventory.

Mandated Building Upgrades

If building codes are updated and your property is no longer compliant, this coverage helps you pay for necessary upgrades, repairs, and additions.


This coverage helps you pay for parts, repairs, or replacements when you experience a utility failure or experience operational infrastructural damage.

General Liability

This coverage protects your business from a financial loss should you be liable for property damage or injuries to people caused by your employees, services, or general business operations on your property. It covers non-professional negligent acts.
Your Local Insurance Agency

A Local Name You Can Trust For All Your Insurance Needs

The Muzzi Group is more than an insurance brokerage. We’re our clients’ strongest advocates and most dedicated advisors, helping them reach the levels of protection they need to keep their families and properties safe since 1977. By working with us, you’ll always have access to:

Affordable Rates

Policies to fit every budget, every time. That’s the Muzzi Group guarantee!

Great Savings

We scour the market for the best deals and discounts, so you won’t have to.

Vehicle Protection

Giving you everything you need and nothing you don’t in your property coverage plans.

Comprehensive Coverage

Create the perfect liability umbrella by mixing and matching plans and providers.



Questions? Consult our handy FAQ to get even more in-depth information about the following insurance topics:

Should my small business have Business Income Insurance?
Yes, especially during these COVID times! Your business income insurance can help cover your lost income and extra expenses associated with relocating. As a small business, this insurance helps you reduce your risk as much as possible.
What is the difference between General Liability and Professional Liability?
General Liability covers physical risks, such as bodily injuries and property damage. PL covers more abstract risks, such as errors and omissions in the services your business provides.
How is a Business Owners Policy (BOP) different from General Liability Policy?
A General Liability Policy only covers liability losses, while a Business Owners Policy covers both liability and property losses.

What Our Customers Say

Learn more about us from our satisfied customers’ experiences. 
  • Grasshopper Group Accountant

    Choosing the right insurance coverage for my growing family had never been as easy as it was when I contacted the Muzzi Group, and I don't plan on going back!

    The Wilson Family
  • Grasshopper Group Accountant

    After shopping around for commercial insurance online and from other brokers, I was able to secure the cheapest quote fromThe Muzzi Group II Inc with the desired benefits for my business. I would recommend The Muzzi Group II Inc.

    David Thontron
  • Grasshopper Group Accountant

    When you operate and own a small business, every cent counts. So I appreciate the fact that I found an insurance broker that doesn't just care about making a profit, but also about my business' bottom line and safety in case things go south. Knowing they've got my back is priceless.

    Maximum Movers
  • Grasshopper Group Accountant

    The weather here is unpredictable. The only way you can protect the things that matter is by finding trusted insurance broker who will be with you every step of the way, and that's what the Muzzi Group is for me.

    Alan P

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