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Commercial Auto Insurance in Naples, FL
Road-ready protection that you and your employees can rely on

Life’s Complicated, but Your Commercial Auto Insurance Doesn’t Need to Be

While auto insurance is an important aspect of your business operations, it’s also one that’s easy to ignore until it’s too late. Through life’s twists and turns, it’s vital to ensure that your business and all associated vehicles are fully protected from accidents and liabilities whether they’re stationary or on the go.

Affordable Commercial Auto Coverage at Every Level

With so many policies and coverage options to choose from, it’s easy to get lost in the weeds. But that’s why we’re here; to point you in the right direction and help you find the commercial automobile insurance providers and policy coverages that are right for you.

Over 4 decades  in the insurance industry have taught us that auto insurance isn’t all about numbers; it’s about making the best choices for your business needs. No matter your budget, we guarantee that our recommendations will tick all the boxes in terms of your legal responsibilities and take advantage of every possible discount available to make sure you get the best market rates and deals available.

More Than Just A Policy

Our custom plans let you keep your mind off your fleet and on your business.


The types of coverage you may legally require or want to add to your policy are:


This coverage helps with damages sustained to your fleet vehicle after a collision with another vehicle or object.

Medical Payments

This coverage helps to pay for medical expenses for your employees involved in an automobile accident, regardless of who is responsible.


This coverage reimburses policy holders for losses sustained from natural disasters, vandalism, theft, or circumstances other than a crash with another driver.

Underinsured Motorists

Accidents with underinsured drivers can result in bodily injuries or property losses. Bodily Injury Coverage of this type helps to pay for the treatment of injuries sustained by your employees or your passengers due to an accident caused by an underinsured or uninsured driver, and the same goes for property loss costs that other drivers don’t have enough coverage to pay in full.


When an accident is your or your employees’ fault, this coverage protects your business by paying for medical expenses that result from bodily injury to other parties or harm caused to other people’s property.

Your Local Insurance Agency

A Local Name You Can Trust For All Your Insurance Needs

The Muzzi Group is more than an insurance brokerage. We’re our clients’ strongest advocates and most dedicated advisors, helping them reach the levels of protection they need to keep their families and properties safe since 1977. By working with us, you’ll always have access to:

Affordable Rates

Policies to fit every budget, every time. That’s the Muzzi Group guarantee!

Great Savings

We scour the market for the best deals and discounts, so you won’t have to.

Vehicle Protection

Giving you everything you need and nothing you don’t in your property coverage plans.

Comprehensive Coverage

Create the perfect liability umbrella by mixing and matching plans and providers.



Questions? Consult our handy FAQ to get even more in-depth information about the following insurance topics:

How does full glass coverage work?
As long as you have comprehensive coverage in the state of Florida, your windshield is completely covered. You will still have to file a comp claim, but you will not be subject to a deductible. Completely new windshield, free of charge.
What is uninsured motorist coverage?
If you get hit by someone who does not have auto insurance or very little liability limits, uninsured motorist coverage pays for your medical bills, lost wages, pain and suffering, and funeral expenses.
Does my auto insurance pay if someone else is driving my car?
Yes, your auto insurance will extend to official employees you lend your vehicle to. You just have to keep in mind that if a claim is made, your business’ policy will be the one affected.
Do I need more than the state minimum coverage?
Legally, you have what you need if you meet the state’s minimum requirements, but you probably need more than that! In the state of Florida where we abide by the no fault law, we base your coverage off of your assets. Call us today and one of our sales team members would love to go over how much coverage you need to properly protect yourself.

What Our Customers Say

Learn more about us from our satisfied customers’ experiences. 
  • Grasshopper Group Accountant

    Choosing the right insurance coverage for my growing family had never been as easy as it was when I contacted the Muzzi Group, and I don't plan on going back!

    The Wilson Family
  • Grasshopper Group Accountant

    After shopping around for commercial insurance online and from other brokers, I was able to secure the cheapest quote fromThe Muzzi Group II Inc with the desired benefits for my business. I would recommend The Muzzi Group II Inc.

    David Thontron
  • Grasshopper Group Accountant

    When you operate and own a small business, every cent counts. So I appreciate the fact that I found an insurance broker that doesn't just care about making a profit, but also about my business' bottom line and safety in case things go south. Knowing they've got my back is priceless.

    Maximum Movers
  • Grasshopper Group Accountant

    The weather here is unpredictable. The only way you can protect the things that matter is by finding trusted insurance broker who will be with you every step of the way, and that's what the Muzzi Group is for me.

    Alan P

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