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Commercial Wind & Hail Insurance in Naples, FL
Keeping the elements from raining on your company’s parade.

Protecting Against the Preventable

In a place like Florida, strong winds, tropical storms, and hail storms are just a part of everyday life. So why wait for the inevitable to become a potential problem? Windstorm insurance (also known as Wind and Hail Insurance) is there to have your back after the elements hit your business hard. It also helps to minimize the damages mother nature can inflict on your company and/or commercial property after a storm.

Affordable Windstorm Coverage at Every Level

Many business owners mistakenly believe they don’t need any additional wind and hail insurance because it’s already covered in their standard commercial property policy. While that may be true for some, standard policies can have dangerous gaps that explicitly limit or exclude protections against wind and weather-related damages. But that’s why we’re here; to point you in the right direction and help you determine the windstorm insurance providers and policy coverages that are right for you and your business.

With over 4 decades of experience in the insurance industry, we are confident that we can find you a policy solution that will fully safeguard your property and sanity from the visible and hidden costs of storm-related damage, such as building repairs or inventory replacement. So whether you’re in a low or high-risk area for wind damage, never wait until it’s too late to get the protection you’ll need tomorrow.

More Than Just A Policy

Our comprehensive plans are designed to give you peace of mind no matter the weather.


The additional items and situations that windstorm insurance policies typically cover for business-owners include:

Business Property

This coverage protects your business assets such as inventory, furniture, decor, appliances, tools, and electronic devices.


This coverage protects your main home and other structures on the property like garages or sheds from damage caused by forceful winds.

Select Water Damage

This coverage protects your home from inner and outer water-related damages that resulted from a wind or hail storm.

Clean Up Costs

This coverage reimburses you for property or home cleanup costs or debris removal after a windstorm.

Commercial Auto

This added coverage protects your fleet or work vehicles from damages made by wind or hail, like broken windows or dents.

Your Local Insurance Agency

A Local Name You Can Trust For All Your Insurance Needs

The Muzzi Group is more than an insurance brokerage. We’re our clients’ strongest advocates and most dedicated advisors, helping them reach the levels of protection they need to keep their families and properties safe since 1977. By working with us, you’ll always have access to:

Affordable Rates

Policies to fit every budget, every time. That’s the Muzzi Group guarantee!

Great Savings

We scour the market for the best deals and discounts, so you won’t have to.

Vehicle Protection

Giving you everything you need and nothing you don’t in your property coverage plans.

Comprehensive Coverage

Create the perfect liability umbrella by mixing and matching plans and providers.



Questions? Consult our handy FAQ to get even more in-depth information about the following insurance topics:

What is wind and hail damage?
Damages to your business caused by strong winds or hail storms. Depending on the policy and provider, damages of this nature may be considered separate from hurricane or tornado-related coverage.
Do I need wind and hail insurance?
Maybe. While not mandatory, wind and hail insurance may be required on behalf of your mortgage agreement or renters policy, particularly if your business is in a high-risk or coastal location or if your main commercial business insurance policy excludes coverage of this nature.
How much will I pay for wind and hail insurance?
Your premiums will depend on your current business coverage as well as the building’s location, age, building materials, and condition.

What Our Customers Say

Learn more about us from our satisfied customers’ experiences. 
  • Grasshopper Group Accountant

    Choosing the right insurance coverage for my growing family had never been as easy as it was when I contacted the Muzzi Group, and I don't plan on going back!

    The Wilson Family
  • Grasshopper Group Accountant

    After shopping around for commercial insurance online and from other brokers, I was able to secure the cheapest quote fromThe Muzzi Group II Inc with the desired benefits for my business. I would recommend The Muzzi Group II Inc.

    David Thontron
  • Grasshopper Group Accountant

    When you operate and own a small business, every cent counts. So I appreciate the fact that I found an insurance broker that doesn't just care about making a profit, but also about my business' bottom line and safety in case things go south. Knowing they've got my back is priceless.

    Maximum Movers
  • Grasshopper Group Accountant

    The weather here is unpredictable. The only way you can protect the things that matter is by finding trusted insurance broker who will be with you every step of the way, and that's what the Muzzi Group is for me.

    Alan P

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