Call for a free rate quote 239-329-8650
Boat Insurance in Naples, FL
Policies to keep you smooth sailing, all day and every day.

Full Coverage For Your Watercraft Needs

Whether you have a sailboat, jetski, pontoon, or other watercraft in tow, it’s important that your insurance policy is optimized for their coverage since many standard home insurance policies offer few or no protections for them at all. That’s why it’s important to select a policy that does more than just mention your boat as a side note, but one that is specifically made to deal with the risks and use cases specific to watercrafts.

Affordable Watercraft Coverage at Every Level

With so many policies and coverage options to choose from, it’s easy to get lost in the weeds. But that’s why we’re here; to point you in the right direction and help you find the boat insurance providers and policy conditions that match your property, parts, usage patterns, and related boating equipment.

No matter your budget, we guarantee that our recommendations are primed to leverage every possible discount in order to get you the best market rates and deals. By evaluating and comparing different levels of watercraft and physical property liability, emergency services, and medical protections, we’re certain we can find the right plan for you. Just call and we’ll do the rest!

More Ways to Save

Combine insurance coverages to find hidden savings!


If you already fulfill one or more of the conditions below, you may be eligible for added discounts for your boat or watercraft insurance:


If you own your home, you may be eligible for bundled insurance benefits.

Owner of multiple vessels

With the right policy, insuring several vessels in bulk may lead to reduced insurance costs individually and overall.

Your vessel has assisted steering or anti-theft measures

Added anti-theft measures for your vehicle may qualify you for preferred boat insurance policies and lower premiums on standard policies.

Safety Course Certification

People who show higher levels of boat driving competency by taking courses or obtaining official certifications may be eligible for safe-driver discounts .

Your Local Insurance Agency

A Local Name You Can Trust For All Your Insurance Needs

The Muzzi Group is more than an insurance brokerage. We’re our clients’ strongest advocates and most dedicated advisors, helping them reach the levels of protection they need to keep their families and properties safe since 1977. By working with us, you’ll always have access to:

Affordable Rates

Policies to fit every budget, every time. That’s the Muzzi Group guarantee!

Great Savings

We scour the market for the best deals and discounts, so you won’t have to.

Vehicle Protection

Giving you everything you need and nothing you don’t in your property coverage plans.

Comprehensive Coverage

Create the perfect liability umbrella by mixing and matching plans and providers.



Questions? Consult our handy FAQ to get even more in-depth information about the following insurance topics:

Does my homeowners insurance policy cover my boat?
Not necessarily. If coverage is available, it’s typically minimal and won’t cover the full value of your watercraft unless it’s a very small boat, such as a canoe or rowboat.
Do I need boat insurance during the off-season?
Yes, we recommend that you don’t suspend your coverage during the off-season in order to protect your boat from other hazards while it’s stowed, such as fire or weather damage.
How is boat insurance calculated?
The boat insurance premium is determined based on the type of boat that’s being insured, it’s size, value, and the bodies of water or waterways you intend to navigate, and the amount of coverage you want to purchase.

What Our Customers Say

Learn more about us from our satisfied customers’ experiences. 
  • Grasshopper Group Accountant

    Choosing the right insurance coverage for my growing family had never been as easy as it was when I contacted the Muzzi Group, and I don't plan on going back!

    The Wilson Family
  • Grasshopper Group Accountant

    After shopping around for commercial insurance online and from other brokers, I was able to secure the cheapest quote fromThe Muzzi Group II Inc with the desired benefits for my business. I would recommend The Muzzi Group II Inc.

    David Thontron
  • Grasshopper Group Accountant

    When you operate and own a small business, every cent counts. So I appreciate the fact that I found an insurance broker that doesn't just care about making a profit, but also about my business' bottom line and safety in case things go south. Knowing they've got my back is priceless.

    Maximum Movers
  • Grasshopper Group Accountant

    The weather here is unpredictable. The only way you can protect the things that matter is by finding trusted insurance broker who will be with you every step of the way, and that's what the Muzzi Group is for me.

    Alan P

News & Blog

Today’s most pressing insurance topics.
October 27, 2020
These two cyber-attacks are on the rise

Lorem Ipsum is simply dummy text of the printing and typesetting industry.

Read More ➜
October 27, 2020
Is There Collector's Insurance For Vehicles Other Than Cars?

Lorem Ipsum is simply dummy text of the printing and typesetting industry.

Read More ➜
October 27, 2020
Insurance Consulting

This is a block of text. Double-click this text to edit it.

Read More ➜

Request a custom quote for you or your business

Let’s talk about your insurance needs.

Our Partners

We’re proud to represent these leading insurance providers.
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram