Call for a free rate quote 239-329-8650
Commercial Umbrella Insurance in Naples, FL
That extra bit of cover from life’s most unpredictable events.

Surpassing the Limits of Traditional Insurance

The direct and indirect costs of an accident can add up quickly. Commercial Umbrella Insurance (CUP) policies are the protection you’ll rely on the most when your company finds itself at fault in a large liability claim. As its name implies, commercial umbrella insurance goes beyond the limits of your base liability insurance policy coverage and pays for any added liability or costs that exceed the first’s limits, protecting everyone at your company from even the stormiest of days.

Affordable Umbrella Coverage for Your Company

You can trust that commercial umbrella coverage will be there to protect your business interests for very little cost on top of your base insurance policies. Umbrella policies are built to work in conjunction with your core liability insurance policies to secure the highest amount of liability coverage possible for your company, giving you the ultimate peace of mind.

If you already know that umbrella insurance is right for your business, all that is left to do is select the right policy for its operation style and overarching goals. With over 4 decades of experience in the insurance industry, we are confident that we can find you a policy solution that will fully cover your responsibilities in a future life-changing event or accident.

More Than Just A Policy

Our comprehensive plans protect your company through thick and thin.


The situations that umbrella insurance policies typically cover include:

Property Damage

This coverage reimburses your commercial landlords for damage to their rented business space that you or an employee may have caused.


This coverage reimburses others for medical expenses, pain and suffering, or end of life costs after an accident or event that your company or employee may have caused.

Legal Fees

This coverage reimburses you for legal costs and attorney fees in the event of a lawsuit or legal process that ensues as a result of a company-related event in which you and it are found liable.
Your Local Insurance Agency

A Local Name You Can Trust For All Your Insurance Needs

The Muzzi Group is more than an insurance brokerage. We’re our clients’ strongest advocates and most dedicated advisors, helping them reach the levels of protection they need to keep their families and properties safe since 1977. By working with us, you’ll always have access to:

Affordable Rates

Policies to fit every budget, every time. That’s the Muzzi Group guarantee!

Great Savings

We scour the market for the best deals and discounts, so you won’t have to.

Vehicle Protection

Giving you everything you need and nothing you don’t in your property coverage plans.

Comprehensive Coverage

Create the perfect liability umbrella by mixing and matching plans and providers.



Questions? Consult our handy FAQ to get even more in-depth information about the following insurance topics:

How does an umbrella policy work?
Umbrella policies work as extra liability coverage that can be added to your primary business insurance policies. If you only have $500,000 in liability being paid by your core liability policy, but the damage exceeds that amount, your CUP will cover the excess loss.
Is umbrella insurance expensive?
No. Costs may vary depending on your coverage selections, but generally umbrella insurance is considered a highly affordable insurance option.
What doesn’t umbrella insurance cover?
Same as General Liability Insurance , Commercial Umbrella Insurance doesn’t cover employee injuries, intentional acts, or auto-related situations.

What Our Customers Say

Learn more about us from our satisfied customers’ experiences. 
  • Grasshopper Group Accountant

    Choosing the right insurance coverage for my growing family had never been as easy as it was when I contacted the Muzzi Group, and I don't plan on going back!

    The Wilson Family
  • Grasshopper Group Accountant

    After shopping around for commercial insurance online and from other brokers, I was able to secure the cheapest quote fromThe Muzzi Group II Inc with the desired benefits for my business. I would recommend The Muzzi Group II Inc.

    David Thontron
  • Grasshopper Group Accountant

    When you operate and own a small business, every cent counts. So I appreciate the fact that I found an insurance broker that doesn't just care about making a profit, but also about my business' bottom line and safety in case things go south. Knowing they've got my back is priceless.

    Maximum Movers
  • Grasshopper Group Accountant

    The weather here is unpredictable. The only way you can protect the things that matter is by finding trusted insurance broker who will be with you every step of the way, and that's what the Muzzi Group is for me.

    Alan P

News & Blog

Today’s most pressing insurance topics.
October 27, 2020
These two cyber-attacks are on the rise

Lorem Ipsum is simply dummy text of the printing and typesetting industry.

Read More ➜
October 27, 2020
Is There Collector's Insurance For Vehicles Other Than Cars?

Lorem Ipsum is simply dummy text of the printing and typesetting industry.

Read More ➜
October 27, 2020
Insurance Consulting

This is a block of text. Double-click this text to edit it.

Read More ➜

Request a custom quote for you or your business

Let’s talk about your insurance needs.

Our Partners

We’re proud to represent these leading insurance providers.
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram